Title: Senior Personal Loan Product Manager
Job Description
Product Strategy & Development
- Define and execute the personal loan product roadmap aligned with business goals.
- Conduct market research and competitor analysis to identify opportunities for innovation and differentiation.
- Early warning sign and monitor port asset quality such as FPD, DPD, NPL and improve portfolio quality.
Portfolio Management
- Monitor and manage portfolio performance including growth, yield, NPL and improve port asset quality.
- Develop strategies for PIL (DPD) management with collection team.
- Collaborate with risk, finance, and operations to ensure portfolio health and sustainability.
Process & Experience Improvement
- Work with collection team to design end-to-end processes to serve financial relief program easily.
- Ensure compliance with internal policies and external regulations.
Stakeholder Collaboration
- Work cross-functionally with credit risk, collection, operations, legal, compliance and IT.
- Present product performance and strategic initiatives to senior management and executive committees.
Job Qualification
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Bachelor’s or master’s degree in business, finance, economics, MIS or related field.
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Strong analytical, strategic thinking skills.
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Experience in portfolio management and product development.
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Familiarity with excel data analysis and data-driven decision-making.